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Insurmeme is a differentiated Solana launchpad where holding is insured — on-chain, and funded by the coin itself. When a creator launches through Insurmeme, we deploy on pump.fun and route a share of the creator fees into a coverage pool via pump's fee-sharing config. Anyone who buys through Insurmeme in the coverage window is registered automatically, their cost basis read straight from the chain. Hold to maturity and, if the price dropped past the creator's threshold, claim a pro-rata slice of the pool. Sell early and you forfeit — which is exactly what keeps the float locked and the price supported. Payouts are always pro-rata from what the pool holds, so it's insolvency-proof by design.