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Centra Tech is developing a multi-blockchain debit card and a smart wallet that supports over 8 cryptocurrencies, aiming to provide a worldwide solution for users to spend and transfer their crypto assets with 0% fees. They are also building "cBay.io," an Amazon-like e-commerce platform that accepts cryptocurrencies. The project is backed by partnerships with Visa, MasterCard, and banks, operating globally. The CTR token is being offered through an ICO to fund these developments, with a total supply of 100 million tokens. Community reception appears neutral, as the project is still in its early stages of launching an ICO.