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Tether (USDT) is the leading centralized, fiat-collateralized stablecoin designed to maintain a 1:1 peg with the U.S. dollar. Launched in 2014, it acts as a digital dollar, allowing users to store value and trade across blockchains (e.g., Ethereum, Tron) without high volatility. It is widely used for liquidity, remittances, and hedging against crypto volatility.